Firm Profile

TFS Advisors, Inc. - Tax & Financial Strategies — is an established income tax and estate planning practice based upon years of experience in addressing multi-faceted issues encountered by our clients with high income and net worth, and particularly healthcare professionals, business owners, and executives. Whether we are implementing tax planning strategies, establishing asset protection, assisting in generational planning, or investment management, we capitalize on opportunities and bring value to the client.

Our experienced team includes nationally recognized tax attorneys, tax-planning professionals, pension experts, and financial planners who understand the complex nature of protecting wealth and guiding clients through tax planning and wealth management strategies. We integrate professional counsel with tailored personal service to analyze, design, and implement sophisticated income tax and estate solutions that also provide asset protection.

We work cooperatively with your other advisors to ensure that we have a comprehensive view of your tax and financial situation. We then develop strategies that complement existing conditions. Working with your previously established advisors increases the efficiency and effectiveness of the planning process, while ensuring that our strategy reflects your vision, interests, and desired outcomes.

Our mission is to help individuals preserve their wealth. Our tax strategies protect significant financial resources for clients during their lifetimes and for their beneficiaries, while facilitating the smooth transition of assets. We deliver unbiased and independent advice based on professional knowledge, experience, trust, integrity, and unsurpassed service.

We assist healthcare professionals, business owners, and executives in optimizing their personal and professional wealth with tax and financial strategies that include:

TAX PLANNING — Providing analysis, design, and implementation of income tax and estate strategies related to ordinary income tax, capital gains tax planning, and estate tax planning. The first step to provide a comprehensive review is a TFS ™ Pension Plan Audit of qualified and non-qualified tax planning opportunities.

• Qualified Tax Planning and Pension Plans:
• 401k pension plan – Annual deduction of up to $15,500
• Defined Contribution Plans – Annual deduction of up to $46,000
• Defined Benefit Plans
• Traditional plan - Annual deduction of up to $96,000
• 412(e) [f/n/a 412(i)] Defined Benefit Plans – Annual deduction from $96,000 up to $250,000
• Aggregate (or integrated) Pension Plans (DC and DB) – Annual deduction of up to $100,000+
• Pensions subject to additional “make up” provisions over age 55
• Non-Qualified Tax Planning:
• Section 79 Supplemental Retirement Planning - Annual deductions from $25,000 to $250,000
• Welfare Benefit Planning
• Charitable tax planning

ASSET PROTECTION — Assuring effective consideration for asset protection against the risk of litigation, debt, divorce, or bankruptcy. There are many proven techniques and strategies available under the law:

• Qualified pension planning (i.e., profit sharing plans, 401k)
• Welfare Benefit Plans
• Business entities that include corporations, professional corporations, limited liability companies (LLCs), limited liability partnerships (LLPs), and limited partnerships
• Domestic Family Limited Partnerships
• Offshore Asset Protection Trusts

INVESTMENT MANAGEMENT — Delivering unbiased and independent advice through our fee-based investment division, TFS Advisors, Inc. Through our professional alliances, we offer sound strategies based on experience, knowledge, trust, and integrity. Unique among investment firms, we offer customized money management solutions in a portfolio of services that are tailored to meet your objectives.

INSURANCE PLANNING — Assessing the roles of insurance plans, which may include:

• Professional Malpractice coverage
• Errors and omissions coverage
• Property and casualty coverage
• Short term, catastrophic illness, and long-term disability coverage